If you’ve filed a workers’ compensation claim, you’ll be required to undergo an Independent Medical Exam (IME). An IME is performed by a doctor other than your treating physician. The IME doctor that will perform the examination is chosen by the insurance company, which can negatively affect the outcome of your claim. Here’s why it’s essential to be as prepared as possible for your Independent Medical Exam.
What is an IME?
In most cases, when your employer’s insurance company disagrees with your treating physician about the injury or illness outlined in your workers’ comp claim, they will order an IME. The IME is conducted by a physician that is appointed by the insurance company to give their expert opinion on any discrepancies or disputes in your worker’s compensation claim and whether or not it is work-related. Since the physician performing your IME works for the insurance company, their opinion could lean in favor of the insurance company — which can result in being denied benefits. It’s imperative to be prepared.
How to Prepare for Your IME
Preparing for your IME is critical to the success of your workers’ comp claim. Here are some tips:
Bring a friend or relative to your exam. You will be asked many questions, and having someone with you to take notes and record the specifics of the IME can be helpful to your case. Notes should include any tests the doctor performed as well as the questions you were asked.
Stick to the facts of your injury. During the exam, it’s important to remember that the doctor works for the insurance company. While you must give them specific information about your medical history, it’s important to stick to the facts of your work-related injury. Any information that you provide can be used as testimony against you.
Don’t sign any documents. Before signing any documents, consult with your workers’ compensation attorney. Any materials can be used as legal evidence. Instead, ask to take the documents home so you can review with your workers’ compensation lawyer.
Why You Should Enlist the Help of a Workers’ Comp Attorney
Taking on the insurance companies can be a daunting task, especially if you are unfamiliar with workers’ compensation law. Having an experienced attorney assist you with your workers’ compensation claim can make all the difference in the outcome of your case. Avoid making mistakes and speak to a workers’ compensation attorney as soon as possible.
If you have suffered a work-related injury or illness, and need assistance with filing a workers’ compensation claim, we can help. We can even help for general personal injury cases. Contact Spellen Law, LLC today at (205) 820-9474 for a free case evaluation. Our skilled workers’ compensation attorneys will fight for the benefits you deserve.