Understanding Workers' Compensation Appeals
Whether you work on a construction site or in an office, every worker can be subjected to an on-the-job injury. Thankfully, workers' compensation insurance that is carried by your employer can provide you with medical benefits and monetary compensation for an injury. However, it's not uncommon for workers' compensation claims to get denied by the insurance company. A denied claim doesn't mean that you are out of options in receiving the benefits that you deserve. Once you determine why your workers' compensation claim was denied, you have the right to file an appeal. Here's how to get started:
Read Your Denial Letter Carefully
The insurance company is required to provide you with a letter stating the reason why your claim was denied. While you have the right to file an appeal, you must do so within 30 days from the date of your denial letter. Missing this deadline can cost you the benefits you deserve.
Why Do Workers' Compensation Claims Get Denied?
Whether you are submitting a workers' compensation claim for the first time, or you are filing an appeal, be sure to keep proper documentation of your medical information. Review all paperwork for any mistakes before submitting your claim.
Some of the top reasons why worker's compensation claims get denied are:
Missed deadlines
Lack of information on the work accident report
Paperwork errors
Lack of medical evidence
Follow The Guidelines
Your denial letter provides precise details about how to continue. After you've filed your appeal within the deadline, your letter will have more info. The first part of this process can sometimes mean you must go to a hearing with an administrative law judge. You'll need to present evidence of your injury. However, this is not an easy process to go about alone. Enlisting the help of an experienced attorney can help you avoid making mistakes in your workers’ compensation claim.
Get Help From a Birmingham Workers' Compensation Lawyer
The workers' compensation appeals process is no easy feat, but with an experienced attorney by your side, you'll get the help you need. There is no set time on how long a workers' compensation appeal will take. However, having an attorney assist you with your case can make the process go smoother.
If you've been injured at work and need assistance with a workers' compensation claim,contact Spellen Law, LLC today at (205) 820-9474 for a free case evaluation. Our experienced workers' compensation attorneys will fight for the benefits you deserve.